Introduction Life is uncertain, and no one can predict what will happen tomorrow. Life insurance is a financial security tool designed to protect your loved ones in case something unexpected happens to you. It ensures that your family receives financial support when they need it the most. In simple words, life insurance helps provide peace of mind and financial stability for your dependents. What is Life Insurance? Life insurance is a contract between you and an insurance company. You agree to pay regular premiums, and in return, the insurance company promises to provide a lump sum amount (called the “death benefit”) to your beneficiaries after your death. This amount helps your family pay expenses, manage daily living costs, and continue their lifestyle without financial stress. Types of Life Insurance 1. Term Life Insurance Term life insurance provides coverage for a fixed time period, such as 10, 20, or 30 years. If the policyholder passes away during the term, the ben...
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